What can I expect after signing?

Remove the work that is required when running a your financial institute with automated services.

Reports & Scores

We provide your clients with full credit report service that lists all of their accounts and credit scores, this also helps filter the positive and negative information.


Dispute Package

One of the key features of our service is disputing, we will integrate the whole disputing process it removes the stress involved in communicating with the bureaus.


API Integration

When you use the UCG fulfillment program we create the bridge that communicates with your system and ours with no extra service charges, we treat you as a partner.

Here are some of the accounts we challenge


Discharged Bankruptcy

While declaring bankruptcy a can relieve you of the responsibility of paying debts, it does not wipe the slate clean it still remains on your Credit Report.


Late Payment

Late payments appear as negative information on your credit report and are one of the most important factors in evaulting your quailfication with lenders.



Delinquent or past-due account transferred from routine account to the collection department (or a collection agency) and are classified as "collections".



When a creditor notifies credit bureaus that it has charged off a debt, it means the creditor has given up on trying to collect an unpaid debt.



A civil judgment is one type of public record that can appear on your credit report. It is a debt you owe through the courts due to a lawsuit. If someone sues you for money and you lose, the judgment against you may appear on your credit report.



A Repossession is a process where an auto lender can take back possession of your vehicle, sometimes without warning in advance and without having permission from the court. Vehicle repossession laws vary by state, and are usually in the contract


Tax Liens

A federal tax lien is the government’s legal claim against your property when you neglect or fail to pay a tax debt. The lien protects the government’s interest in all your property, including real estate, personal property and financial assets.



A transaction whereby a bank or other credit-issuing institution views an individual's credit report in connection with a loan or credit card application. It's purpose is to evaluate an individual's likelihood to repay money that is lent and protect lenders.

Want to work with us?

Divide details about your product or agency work into parts. Write a few lines about each one and contact us about any further collaboration. We will get back to you in a couple of hours.